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Purchasing the right insurance that
meets your needs can be challenging.

Insurance can be one of the most important ongoing purchases you make to protect yourself and your family from financial hardship.
Tips for insurance consumers.
From California Department of Insurance
LIFE & HEALTH INSURANCE
Life Insurance
If you are going to make a good choice when purchasing life insurance, you need to understand what type of policies are available.
Health Insurance
Illness or non-work related injury can be financially devastating especially when considering the rising cost of health care over the past 20 years.
National Health Care Spending

In 2003, the United States spent 15.3 percent of its Gross Domestic Product (GDP) on health care.

Although nearly 45 million Americans are uninsured, the United States spends more on health care than other industrialized nations, and those countries provide health insurance to all their citizens.

Total out-of-pocket spending on health care rose $13.7 billion, to $230 billion in 2003

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