Illness or non-work related injury can be financially devastating, especially when considering the rising cost of healthcare over the past 20 years. Health insurance can help protect you from large out-of-pocket healthcare expenses that can accumulate during an acute or chronic illness.

If you have a job, your employer may provide group comprehensive major medical coverage. You can also purchase individual comprehensive major medical coverage privately or through an insurance agent or broker who is licensed by the State of California to sell health insurance products.