Here at LA Generals, we search for the best policies for contractors & builders' insurance to keep your business protected in the event of an accident. We provide workers comp, general liability, and specialty policies for commercial construction companies, homebuilders, and general & residential contractors. If you need a policy, contact our representatives.
Targeted Eligible Classes- Concrete - Including Foundations
- Custom Home Builders
- Large Commercial Contractors (including GC's)
- Excavation & Grading
- Heating & Air Conditioning
- Structural Steel
This Larger Artisan /General Contractor program is designed to take the risks that are too large for the Victory Small Artisan program and it fills the need admirably.
- Ground Up Apartment work ok in many classes
- Blanket Waiver available
- Primary and Non-Contributory wording available
- Per Project aggregate and Employee benefits available
- No limits for Payroll or Receipts
- Unlimited subcontractors costs
- CG 20 10 11/85 available for 100% commercial risks
- CG 20 10 07/04 included for no additional charge
Any contractor using sub-contracted work must meet the following criteria:
- The sub-contractor must hold a valid contractors license for the trades to be performed
- The sub-contractor must provide evidence of General Liability coverage for limits equal to or greater than the insured (minimum $1,000,000 CSL Occurrence and Aggregate for roofing sub-contracting)
- The sub-contractor must provide evidence of Workers' Compensation covering its employees, if applicable
