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CONTRACTORS & BUILDERS
Welcome to the Best Choice Artisan Program for Home Builders, Structural Remodelers & Commercial General Contractors. This program is also designed for those artisan subcontractors working in the 37 Classes listed below whose sub costs exceed $200,000, go over the maximum premium or maximum receipts of our Online Artisan Program. This General Liability Program is for Large Construction Accounts is designed for commercial contractors, large artisan commercial & residential contractors, general contractors and homebuilders. We are currently writing business in Arizona, California, Oregon and Nevada, with other Western States to follow.

Targeted Eligible Classes

    • Concrete - Including Foundations
    • Custom Home Builders
    • Large Commercial Contractors (including GC's)
    • Excavation & Grading
    • Heating & Air Conditioning
    • Structural Steel

General Liability Coverage
This Larger Artisan /General Contractor program is designed to take the risks that are too large for the Victory Small Artisan program and it fills the need admirably.

    • Ground Up Apartment work ok in many classes
    • Blanket Waiver available
    • Primary and Non-Contributory wording available
    • Per Project aggregate and Employee benefits available
    • No limits for Payroll or Receipts
    • Unlimited subcontractors costs
    • CG 20 10 11/85 available for 100% commercial risks
    • CG 20 10 07/04 included for no additional charge

Sub-Contractors
Any contractor using sub-contracted work must meet the following criteria:

    • The sub-contractor must hold a valid contractors license for the trades to be performed
    • The sub-contractor must provide evidence of General Liability coverage for limits equal to or greater than the insured (minimum $1,000,000 CSL Occurrence and Aggregate for roofing sub-contracting)
    • The sub-contractor must provide evidence of Workers' Compensation covering its employees, if applicable
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